Your credit score is usually a three digit number that indicates to lenders your ability to service a credit facility, based on your track record with your finances. If your credit rating is good then you will be offered the loan and at a favourable rate. If unfavourable you may be offered a higher rate of interest or refused the finance altogether.
Posts Tagged ‘credit scoring’
Enhancing your Credit Rating
May 2nd, 2012 
Phil Craven
Posted in Business Finance 
Tags: Business Finance, credit scoring, finance, managing your finances, personal finance 
Comments OffHow Frequently Should I Check My Credit History?
January 31st, 2012 Danny AyerYou might want to think about checking what’s on your credit history at least once a year. That’s right once or more a year get a copy of all three of your credit reports. You’ll want to know what each credit bureau (TransUnion, Experian and Equifax) have listed on your reports. You don't want any surprises when you make an application for credit or seek new work. Hence as a rule it’s an excellent idea to get copies of your reports at least once a year! You also will be capable of finding out whether or not somebody has ordered credit in your name without your permission. Here are some tips and info which may assist you in your quest to get your credit reports:
Posted in Business Finance Tags: Business Finance, Credit, credit and employment, credit bureaus, credit report, credit scoring Comments Off
