insurance broker bonds

Roanoke Commerce

HBG Insurance & Bonds is dedicated to being one of many premier unbiased insurance businesses in Central Indiana. Our dedication is to offer prospects with the perfect insurance coverage value and repair accessible, while sustaining the very best moral requirements and credibility with our purchasers, carriers, and the public. My mom was the primary to make use of Ana Insurance coverage and she or he all the time had an excellent experience and saved a LOT of cash. So when I bought my automobile she instructed that I am going to Ana’s, too, and I have saved a lot of money, myself, in addition to enjoying the personal touches that Freddy and Corin have always provided. I’ll never go anyplace else for insurance coverage.

We enhance our Financial Energy by rising surplus consistently, underwriting profitably, growing premium rationally and embracing fiscal self-discipline. We earn our Fame by behaving honestly, ethically and with integrity inspiring trust and caring for others. We cultivate our Relationships by being respectful, valuing variety, embracing candor, and attracting and retaining high quality people. We reinforce Reliability by holding our commitments managing change successfully. We ensure our Responsiveness by listening successfully, being accountable and executing flawlessly and rapidly. Our urge for food includes personal lines, commercial traces and specialty traces.

A fidelity bond is insurance coverage coverage in opposition to losses that occur from the dishonest acts of staff. This bond may be applied to particular person employees or to job positions within the company. For instance, a bank can insure a specific bank manager, or can select to insure the position itself, in order that any employee that assumes those job responsibilities is mechanically covered. A few of the worker legal acts lined by a blanket bond embrace robbery carried out by an worker and forgery.

We’re a small not for revenue historic society in Washington State. We need to sometimes have small invitation only occasions and serve or sell liquor (having obtained both a banquet or an important day license). We have now two half time workers but liquor is likely to be served by them or by volunteers. What liability do we’ve got for serving alcohol and what sort of insurance protection ought to we carry? Thanks.

Clients, who ship sensitive freight such as perishable goods or hazardous materials, have particular hauling necessities. For instance, as an example you the freight dealer are in search of a provider that may haul your customer’s (the shipper is your shopper) load which has all types of perishable items. As a dealer, it becomes your job to find a carrier who owns a refrigerated truck with the appropriate gear to ship the load efficiently.